Get Your Business Moving with Commercial Vehicle Finance!

We provide businesses and individuals with tailored financing options designed to assist the purchase of vehicles. From passenger cars to large commercial vehicles, we have competitive options available. There are also options to use balloon payments to keep monthly repayments as low as possible.

Funding options include PCP, Hire Purchase and Lease Purchase.

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Types of Commercial Vehicle Finance We Provide

PCP (Personal Contract Purchase)

PCP is an increasingly popular financing option for commercial vehicles. It offers flexibility with lower monthly payments compared to traditional hire purchase or leasing arrangements.

Hire Purchase

Hire Purchase is a straightforward financing method for acquiring commercial vehicles. It allows businesses to spread the cost of the vehicle over an agreed-upon period.

Lease Purchase

Lease Purchase offers businesses the benefits of ownership with the flexibility of a leasing agreement.

Why Choose Us for Commercial Vehicle Finance?

Flexible Financing Options

Access a variety of business loan options crafted to suit your specific needs. Whether it's expanding operations, purchasing inventory, or managing cash flow, our flexible financing options offer the capital required to propel your business forward.

Competitive Interest Rates

Benefit from competitive interest rates that are designed to support your financial goals. We strive to provide cost-effective solutions that empower your business without compromising your bottom line.

Quick Approval Process

Time is the most important thing in the business world. Our streamlined application and quick approval process ensure you get the funds you need quickly, allowing you to secure opportunities without delays.

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Dedicated Support

Our team of financial experts is here to guide you at every step. Receive personalised assistance and advice tailored to your business's unique requirements, making sure that you make informed financial decisions.

Transparent Terms

We believe in transparency. Our loan terms are clear, concise, and devoid of hidden charges, allowing you to focus on what truly matters - growing your business.

FCA Regulated

All financial transactions are conducted with integrity, transparency, and compliance.

Application Process

01

Check Eligibility

02

Simple Online Application

03

Rapid Approval

04

Funds Released

Industries We Serve

With over 4.5 million limited companies operating in the UK, we understand that no two businesses are the same. 

Frequently Asked Questions

We offer financing for a wide range of commercial vehicles, including vans, trucks, trailers, buses, and specialised vehicles used for various industries such as transportation, construction, logistics, and more.
There is no maximum loan amount for commercial vehicle finance. The primary factor determining the loan amount is the value of the vehicle being financed.
The documents required for commercial vehicle finance typically include proof of identity, business registration documents, financial statements, vehicle specifications, and any additional information requested by our financing team. We’ll guide you through the application process and ensure all necessary documentation is provided.
Yes, we provide financing options for both new and used commercial vehicles, offering flexibility to suit your budget and requirements.
Repayment terms for commercial vehicle finance typically range from 12 to 60 months, depending on the loan amount and your preferences.
Once your application is approved, funds are typically disbursed directly to the supplier within a few days. This allows you to acquire the commercial vehicle you need promptly and efficiently.
Yes, we offer financing solutions for single vehicles as well as entire fleets, catering to businesses of all sizes and industries.
While deposits are common in some cases, they are not always necessary. Deposit requirements may vary depending on the specifics of your financing arrangement. Our team will work with you to explore deposit options and design a financing package that meets your needs.
Yes, we require comprehensive insurance coverage for financed commercial vehicles to protect both the borrower and the lender’s interests. We can provide guidance on insurance requirements and help you find suitable coverage options for your fleet.
If a financed vehicle is damaged or involved in an accident during the loan term, notify us and your insurer promptly. Insurance proceeds may be used to cover repair or replacement, and our team will assist to minimise disruptions to your business.

Contact Us

In an ever-changing world, let Business Finance House be your constant. Our team of experts are on hand to provide your business with the most appropriate funding. Quickly, efficiently, effectively.