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Invoice Finance
Made Simple

Turn Those Unpaid Bills into Instant Cash—No Wand Required!
  • FCA Regulated
  • 1000+ Customers
  • over £1 billion of funding arranged
  • Rated Excellent on Trust Pilot

Cash Flow Magic: Unlock Your Invoices with Invoice Finance

Invoice finance is your secret weapon for maintaining a healthy cash flow while you wait for customers to settle their bills. Imagine transforming those unpaid invoices into immediate cash, empowering you to invest in growth, cover operational costs, or seize new opportunities without the stress of waiting weeks for payments. With flexible terms and quick access to funds, invoice finance not only enhances your liquidity but also keeps your business running smoothly. Say goodbye to cash flow hiccups and hello to financial freedom—because your hard work deserves to pay off right now!

Get The Funding You Need in 3 Easy Steps

1. Enquire online in 60 seconds

Provide a few basic details about your loan requirements

2. Same day decision

No waiting around for decisions, we’ll get you a decision today

3. Get your funds fast

Once approved you will receive your funds the same day

How much would you like to borrow?

Our Customers Love Our Services
But Don’t Just Take Your Word For It

Why Choose Business Finance House As Your Business Loan Partner

Speak to an expert

No telesales or call centres, ever, just good, honest & impartial advice!

Source From Over 80 Lenders

We’ll do the hard work for you, you run your business!

Hassle & Jargon Free

Business finance doesn’t have to be tedious and boring!

Client Success Stories
Helping UK Businesses Grow

£77,000 Low Deposit Hire Purchase Agreement Arranged to Fund New Solar Panel Install

Made furthering their green credentials affordable and avoided disrupting cash flow. An engineering firm needed fast, low-deposit funding to install solar panels. We swiftly delivered an affordable £77,000 Hire Purchase Loan facility that was paid out in 2 days allowing the business to increase their green credentials and minimise disruption to productivity. View Client Success Stories

£28,000 Hire Purchase Agreement Arranged to Fund a New Company Van

Enabled the customer to grow their fleet of vehicles with affordable monthly payments. A transport company that had been turned down by the banks for funding needed to add to their vehicle fleet. We were able to call on our extensive panel of lenders and provide an acceptance within just 48 hours. View Client Success Stories

£50,000 Asset Finance Loan Arranged With a Low Deposit for a Scaffolding Company

The customer enjoyed the benefit of purchasing a new company vehicle which made the business more efficient without having to use company funds in a lump sum. A sole trader scaffolder contacted us as they wanted to buy a company vehicle. We were able to arrange a fast turnaround loan with affordable monthly payments. View Client Success Stories

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Don't let finances stand in the way of
making your business a success

Contact us now and turn hurdles into stepping stones. Speak to an expert who is on hand to help.

Your Invoice Finance Questions Answered

What exactly is invoice financing?
Think of it as getting an advance on money that your customers owe you. Instead of waiting 30, 60, or even 90 days for customers to pay their invoices, you can get most of that money immediately. The finance company immediately pays you up to 90% of the invoice value, and you get the rest (minus their fee) when your customer pays the invoice.
No! You can pick and choose which invoices you want to finance. This gives you flexibility to use the service only when you need it.
Once you get the green light, we’ll zip those funds over to you within just 1-2 days. No lengthy waits, no twiddling thumbs, and definitely no missing out on business opportunities.
It depends on which type you choose. With “confidential” invoice financing, your customers won’t know – you’ll still collect regular payments. With “disclosed” financing, the finance company will collect payments directly from your customers.
If you’re a B2B business that invoices other companies, you’ll probably qualify. It works especially well for manufacturers, wholesalers, and service businesses.
Probably not! While some providers have minimum requirements, we work with businesses of all sizes. Even if you only have a few invoices worth $5,000 or more per month, we can usually help.
Instead of charging interest like a traditional loan, invoice financing typically costs between 1-3% of the invoice value per month. We’ll give you a clear breakdown of fees before you start, and you only pay for what you use.
This depends on whether you choose recourse or non-recourse financing. With recourse financing (the most common type), you’re responsible if your customer doesn’t pay. With non-recourse financing, you’re protected against customer non-payment, but the fees are higher.
Not at all! Since we’re mainly looking at your customers’ ability to pay their invoices, your credit score isn’t the main factor. We care more about your customer’s payment history and the quality of your invoices.
Basic stuff: your last few months of bank statements, a recent aging report of your accounts receivable, and some standard business documentation (like your business registration and tax ID). We try to keep the paperwork as simple as possible.

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