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Quick & Flexible VAT Loans
for Your Business

Managing a large VAT payment is easier with our tailored VAT finance solutions. Free up cash flow and stay focused on running your business.

VAT Finance
  • FCA Regulated
  • 1000+ Customers
  • over £1 billion of funding arranged
  • Rated Excellent on Trust Pilot
Short Term Business Loan

Simplifying VAT Finance for Your Business

Meeting HMRC’s VAT deadlines doesn’t need to strain your cash flow. Our VAT loans give you quick access to funding, helping you spread the cost of your VAT payment over manageable installments.

At Business Finance House, we work closely with business owners across the UK to provide straightforward VAT finance options, so you can maintain control of your finances while meeting your obligations on time.

Types of VAT Loans We Provide

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Quarterly VAT Loans

Spread the cost of your quarterly VAT bills with flexible repayment terms that support your cash flow cycle.

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Bridging VAT Loans

Short-term finance to cover your VAT liability while you wait for client payments or revenue to land. Ideal for businesses with delayed cash inflows.

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Deferred VAT Payment Loans

Break down your VAT payment into manageable monthly instalments, giving you more breathing room without falling behind on HMRC deadlines.

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Emergency VAT Loans

Need to pay your VAT urgently? Our emergency VAT loan solutions provide fast access to funding, helping you avoid late fees or penalties.

Get The Funding You Need in 3 Easy Steps

1. Enquire online in 60 seconds

Provide a few basic details about your loan requirements

2. Same day decision

No waiting around for decisions, we’ll get you a decision today

3. Get your funds fast

Once approved you will receive your funds the same day

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How much would you like to borrow?

Benefits of VAT Finance

Choosing a VAT loan can help your business stay in control of its cash flow without disrupting operations. Here are five key benefits:

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Improved Cash Flow Management

Spread the cost of your VAT payment over time, giving your business the flexibility to manage day-to-day expenses more effectively.

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Avoid Late Payment Penalties

Accessing fast VAT funding ensures you meet deadlines and avoid HMRC penalties or interest charges.

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Quick and Simple Access to Capital

Our VAT finance solutions are designed to be fast and hassle-free, so you can get funds in time to meet upcoming liabilities.

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Protect Working Capital

A business VAT loan helps preserve your working capital for other important areas like growth, stock, or payroll.

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Flexible Repayment Terms

Tailored repayment plans allow you to align your VAT loan with your revenue cycle, keeping things predictable and stress-free.

Why Choose Business Finance House As Your VAT Finance Partner

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Fast Decisions, Same-Day Funding

Apply online in just 60 seconds. We’ll review your application quickly and, once approved, you could receive your funds the very same day.

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Flexible Business Loan Options

We offer a wide range of flexible financing solutions, from small business funding to government-backed business loans.

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Competitive Interest Rates

We work with over 80 lenders to find you the best deals, offering competitive rates that support your financial goals.

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Hassle-Free Application

Forget confusing jargon. Our friendly experts provide honest, simple advice. No call centres, just real support tailored to your business.

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Transparent Terms

No early repayment fees. No hidden charges. Just clear, fair agreements that let you focus on growing your business.

Client Success Stories
Helping UK Businesses Grow
Same day £200,000 VAT Loan Arranged for a National Telecommunications Company

Took the pressure off the company's quarterly cash flow and allowed them to continue delivering new and existing contracts. A national telecommunications company approached Business Finance House as they needed quick funding for a £200,000 VAT bill. We were able to arrange a same-day loan for the full amount that was repayable over 3 months. View Client Success Stories

£250,000 Unsecured Vat Loan For A National Materials Wholesaler

Boosted cash flow and maintained operations A national materials wholesaler needed flexible working capital to manage short-term VAT obligations. With minimal security requirements, our lender provided a £250k 3-month facility, enabling the business to preserve cash flow and strategically manage HMRC payments without disrupting operations. View Client Success Stories

£650,000 VAT Loan With No Personal Guarantees For an LLP Solicitors Firm

Maintained Cash Flow & Paid HMRC on Time A southern-based law practice had a hefty VAT bill that would have been a struggle to pay in one lump sum. They approached us requiring a 3-month VAT loan that would get the bill paid on time and not disrupt their cash flow. We were able to source a loan for the full amount within days and the lender did not require personal guarantees. View Client Success Stories

Meet The Team
Qualified, Experienced And Ready To Help
Don't let finances stand in the way of
making your business a success

Contact us now and turn hurdles into stepping stones. Speak to an expert who is on hand to help.

Common Questions About VAT Loans

What is a VAT loan and how does it work?

Need to pay your tax bill but short on cash? A VAT loan lets you borrow money to pay your VAT tax on time. It’s basically like getting a cash advance to cover your tax payment.

Any business whose revenue goes up and down throughout the year and needs extra help paying a VAT bill when money is tight.

The minimum is £5000, there is no maximum limit.

The repayment term for our VAT loans is flexible and can be customised to align with your business’s cash flow and VAT payment schedule. Typically, repayment terms range from 3 to 12 months, ensuring manageable repayment schedules for businesses.

Upon approval, funds can be made available within 24 to 48 hours, ensuring businesses have timely access to the funds needed to meet their VAT obligations.

The required documents may include recent VAT returns, bank statements, and relevant accounting information. Our team will guide you through the application process and advise on the specific documentation needed.

Yes, you can use the funds from a VAT loan to pay HM Revenue & Customs (HMRC) directly, ensuring timely settlement of your VAT obligations.

While VAT loans are specifically designed for VAT obligations, we also offer other financing solutions, including payroll funding, to assist businesses in managing their PAYE taxes.

While VAT loans are tailored for VAT obligations, we offer a range of financing options to accommodate various tax liabilities, including self-assessment tax payments.

VAT loans are primarily intended for VAT obligations. However, we offer customised financing solutions to assist businesses in managing their Corporation Tax payments and other tax liabilities.

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