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Asset Finance
Solutions in the UK

Fuel your growth with fast, reliable business asset finance that fits the way your business works.

Asset Finance
  • FCA Regulated
  • 1000+ Customers
  • over £1 billion of funding arranged
  • Rated Excellent on Trust Pilot
Short Term Loans

How Business Asset Finance Works

Business asset finance helps you spread the cost of essential equipment, vehicles, or machinery so you don’t need to pay everything upfront. Whether you’re upgrading tools, adding new vehicles, or investing in technology, our asset financing solutions let you pay in manageable installments that work with your cash flow.

We work with trusted UK lenders to secure competitive rates and flexible terms, making equipment financing simple, fast, and tailored to your needs.

Types of Asset Finance We Provide

We offer tailored business asset finance solutions designed to help you secure the equipment and machinery essential for growth while keeping your cash flow intact.

Hire Purchase

Spread the cost of essential assets over time and take full ownership at the end of the agreement.

Lease Financing

Use the equipment your business needs with fixed monthly payments ideal for preserving cash flow.

Operating Lease

A flexible option for short-term or seasonal use, without the commitment of ownership.

Asset Refinancing

Release working capital by leveraging the value of assets your business already owns.

Asset financing

Get The Funding You Need in 3 Easy Steps

1. Enquire online in 60 seconds

Provide a few basic details about your loan requirements

2. Same day decision

No waiting around for decisions, we’ll get you a decision today

3. Get your funds fast

Once approved you will receive your funds the same day

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How much would you like to borrow?

Why Choose Business Finance House As Your Asset Finance Partner

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Fast Decisions, Same-Day Funding

Apply online in just 60 seconds. We’ll review your application quickly and, once approved, you could receive your funds the very same day.

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Flexible Business Loan Options

We offer a wide range of flexible financing solutions, from small business funding to government-backed business loans.

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Competitive Interest Rates

We work with over 80 lenders to find you the best deals, offering competitive rates that support your financial goals.

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Hassle-Free Application

Forget confusing jargon. Our friendly experts provide honest, simple advice. No call centres, just real support tailored to your business.

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Transparent Terms

No early repayment fees. No hidden charges. Just clear, fair agreements that let you focus on growing your business.

Client Success Stories
Helping UK Businesses Grow
£28,000 Hire Purchase Agreement Arranged to Fund a New Company Van

Enabled the customer to grow their fleet of vehicles with affordable monthly payments. A transport company that had been turned down by the banks for funding needed to add to their vehicle fleet. We were able to call on our extensive panel of lenders and provide an acceptance within just 48 hours. View Client Success Stories

£77,000 Low Deposit Hire Purchase Agreement Arranged to Fund New Solar Panel Install

Made furthering their green credentials affordable and avoided disrupting cash flow. An engineering firm needed fast, low-deposit funding to install solar panels. We swiftly delivered an affordable £77,000 Hire Purchase Loan facility that was paid out in 2 days allowing the business to increase their green credentials and minimise disruption to productivity. View Client Success Stories

£50,000 Asset Finance Loan Arranged With a Low Deposit for a Scaffolding Company

The customer enjoyed the benefit of purchasing a new company vehicle which made the business more efficient without having to use company funds in a lump sum. A sole trader scaffolder contacted us as they wanted to buy a company vehicle. We were able to arrange a fast turnaround loan with affordable monthly payments. View Client Success Stories

Meet The Team
Qualified, Experienced And Ready To Help
Don't let finances stand in the way of
making your business a success

Contact us now and turn hurdles into stepping stones. Speak to an expert who is on hand to help.

Common Questions About Business Asset Finance

What is asset finance and how does it work?

Asset finance is a way to fund business equipment without paying the full cost upfront. You spread payments over time, keeping cash flow steady while using the asset from day one.

Just about anything. From machinery and vehicles to IT systems and specialist tools. If it’s vital to your business, we can likely help finance it.

Yes. We offer finance for second-hand or refurbished equipment, as long as it holds value and is essential to your operations.

The most common types are hire purchase, leasing, and finance leases. Each offers different levels of ownership, flexibility, and tax treatment.

Hire purchase lets you own the asset at the end. Leasing gives you access to the asset for a set period, with the option to upgrade or return it after.

Yes, especially if you want to eventually own the asset and spread the cost without tying up all your working capital.

Not always. We do offer 100% financing, depending on your business profile and the asset you’re financing.

You can borrow anywhere from £5,000 to £500,000, depending on the asset type and your business profile.

Repayment terms usually range from 1 to 5 years, depending on the asset and your cash flow.

Yes. In many cases, you can offset payments against taxable profits. We always recommend checking with your accountant to understand how it applies to your business.

Yes, we offer flexibility for businesses to upgrade or add equipment to an existing loan. Some of our funders even offer credit lines to allow for this, subject to credit approval and the terms of the original loan agreement.

Yes, we can facilitate equipment financing for purchases from overseas suppliers, provided that the equipment meets our eligibility criteria and all necessary documentation is in order.

We understand that equipment may face wear and tear or become obsolete over time. Our team works with businesses to assess their options, which may include refinancing, equipment replacement, or other solutions tailored to their needs.

Yes, we provide financing solutions for specialised or custom-built equipment tailored to meet the unique needs of your business. We will work with you to structure a loan that aligns with your equipment requirements.

Yes, we can work with suppliers who require stage payments for equipment purchases. Our financing solutions can be tailored to accommodate stage payment arrangements, ensuring smooth and timely acquisition of the equipment you need.

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