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Step Up Your Business with Ideal Equipment Finance

Every business needs to acquire equipment that is essential for smooth functioning and growth. This could be anything from IT hardware and office furnishings to expensive heavy machinery and commercial vehicles. Business Finance House offers a range of equipment finance solutions that helps you to buy or lease necessary equipment for your business.

There are many variations to the structure required in an equipment financing deal, we can tailor your facility to suit both your business and your suppliers’ requirements. Our options include hire purchase, finance lease and operating lease.

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How Can Asset Finance Help Your Business?

Asset finance offers vital support to businesses in various critical aspects.

  • Preserve capital by avoiding huge upfront costs.
  • Manage cash flow effectively with flexible payment schedules.
  • Enjoy potential tax benefits, reducing overall liability.
  • Stay competitive with access to the latest technology.
  • Tailored financing options to fit specific business needs.
  • Increase productivity and profitability with high-quality equipment.
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Our Different Business Equipment Finance Options

Business Finance House offers all the major classification of business equipment finance like hire purchase, equipment lease finance and operating lease.

Hire Purchase

Once the agreed-upon payments are completed, you will own the equipment outright. Ideal for enterprises looking for future ownership and tax benefits.

Equipment Lease Financing

It allows you to use equipment without having to buy it. Ideal for organisations looking for flexibility and low upfront expenses.

Operating Lease

You lease equipment for a specific period of time and have the chance to upgrade to newer ones. Ideal for organisations that want to be up to date with technology advancements without the expense of ownership.

Application Process

01

Check Eligibility

02

Simple Online Application

03

Rapid Approval

04

Funds Released

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Equipment Re-Finance

As a cost-effective way of releasing capital tied up in assets, an equipment refinance agreement allows a lender to release capital based on its current market value. Suitable assets tend to have a long lifespan and hold values well, otherwise known as residual value.

If your equipment still has some outstanding finance, this can still be taken into consideration. Lengthy repayment terms are available depending on asset type.

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"Excellent service from Business Finance House - we've worked together for a long time and all we see is brilliant results. Couldn't recommend them enough! Matt Allen in special has demonstrated his commitment to always give the best service; very professional and helpful."
Eva Mauricio
"We were introduced to Business Finance House, in particular David last year. He understood our business needs and really bought into our business ethos. The support we have received in the last 12 months has been fantastic. We would not hesitate to recommend to anyone looking for finance."
Badger & Com
"Over the past 24 months, while setting up our new office with equipment, furniture, etc, we have exclusively been using Business Finance House to help find the best asset finance deals that suit our situation. They have definitely fulfilled their brief, always been very quick to reply, always available, and make the process as seamless as possible, so that we can get on with running our business."
Phil
"We have dealt with the senior staff of BFHL for many years and always found them to be quick to respond to our requirements and produce cost effective solutions to our working capital, corporation tax and asset finance funding needs across our group companies at competitive rates. I have no hesitation in recommending BFHL to other businesses."
Alan Mackenzie
"We have dealt with them 3 times so far and Dennis is always helpful as well as quick on response. We highly recommend them for any of your needs. Will be using them for the foreseeable future."
Liam Clemson
"We approached Business Finance House earlier this year to help us fund specialised equipment for our team. The process from start to finish was completely faultless and they were always on hand to answer our questions."
Andy

Frequently Asked Questions

Our asset financing covers a wide range of equipment types, including but not limited to machinery, vehicles, technology, medical equipment, and manufacturing tools. If you have specific equipment in mind, our team can assess its eligibility for financing.
We offer equipment finance ranging from £5,000, with no maximum limit, providing businesses with the flexibility to finance equipment purchases of various sizes.
Upon approval, funds can typically be disbursed within 24 to 48 hours, allowing businesses to acquire the necessary equipment quickly and minimise downtime.
Repayment terms for equipment loans are typically structured based on the useful life of the equipment, ranging from 1 to 8 years. This allows businesses to spread the cost of the equipment over its productive lifespan.
Depending on the financing arrangement, businesses may own the equipment at the end of the term with a Hire Purchase (HP) agreement, whereas leases typically involve returning the equipment or purchasing it at an agreed-upon price.
A Hire Purchase (HP) agreement allows you to purchase the equipment outright at the end of the term, whereas a lease agreement typically involves renting the equipment for a fixed period with the option to either return the equipment, renew the lease, or purchase the equipment at the end of the term. Additionally, a lease allows you to spread the VAT on the purchase over the term, whereas with an HP, the VAT is typically paid upfront.
Yes, we provide financing options for both new and used equipment, allowing businesses to choose the best option based on their budget and operational needs.
Yes, we can facilitate equipment financing for purchases from overseas suppliers, provided that the equipment meets our eligibility criteria and all necessary documentation is in order.
Yes, we offer flexibility for businesses to upgrade or add equipment to an existing loan. Some of our funders even offer credit lines to allow for this, subject to credit approval and the terms of the original loan agreement.
We understand that equipment may face wear and tear or become obsolete over time. Our team works with businesses to assess their options, which may include refinancing, equipment replacement, or other solutions tailored to their needs.
Yes, we provide financing solutions for specialised or custom-built equipment tailored to meet the unique needs of your business. We will work with you to structure a loan that aligns with your equipment requirements.
Yes, we can work with suppliers who require stage payments for equipment purchases. Our financing solutions can be tailored to accommodate stage payment arrangements, ensuring smooth and timely acquisition of the equipment you need.

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Business Finance House can be your constant partner for business growth. Our team of experts are on hand to provide you with the most appropriate business funding solutions, quickly, efficiently, effectively.

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Business Finance House Ltd is an independent Asset finance broker not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Business Finance House Ltd will receive payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them. Business Finance House Ltd is an appointed representative of AFS Compliance Ltd which is authorised and regulated by the Financial Conduct Authority under number 625035.

Business Finance House Ltd aims to provide our customers with the highest standards of service. If our service fails to meet your requirements and you would like to report a complaint; please click here.

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