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Asset Finance
Made Simple

Fund vehicles, machinery or equipment with ease

  • FCA Regulated
  • 1000+ Customers
  • over £1 billion of funding arranged
  • Rated Excellent on Trust Pilot

WE CAN HELP YOU TAKE YOUR BUSINESS TO NEW HEIGHTS

Looking to level up your business without emptying the bank account? Let’s make it happen.

Get your hands on that shiny new equipment, vehicle, or tech without paying for everything upfront. As a bonus your business keeps its cash flow healthy and happy, you get to claim tax benefits, and you’re free to chase those big opportunities without waiting years to save up.

Types of ASSET FINANCE We Provide

Business Finance House offers all the major classification of asset finance like hire purchase, equipment lease finance and operating lease.

Hire Purchase

Perfect for businesses looking to own assets without the upfront cost. With Hire Purchase, you can spread the cost of equipment over a fixed period. At the end of the agreement, the asset becomes yours, making it an ideal solution for long-term investments in equipment finance.

Lease Financing

With Lease Financing, you can use high-value equipment without owning it. Pay for the usage of the asset over a fixed term, which helps preserve cash flow. This option is particularly suitable for businesses that require equipment upgrades regularly to stay competitive.

Operating Lease

Ideal for businesses that need equipment for a limited time, Operating Leases offer lower monthly payments and no obligation to buy at the end. It's perfect for technology or machinery that may become outdated quickly.

Asset Refinancing

Unlock the value of your existing assets to generate cash flow with Asset Refinancing. This option allows businesses to secure funds by using owned equipment as collateral, providing a quick and efficient way to manage working capital or invest in growth.

Get The Funding You Need in 3 Easy Steps

1. Enquire online in 60 seconds

Provide a few basic details about your loan requirements

2. Same day decision

No waiting around for decisions, we’ll get you a decision today

3. Get your funds fast

Once approved you will receive your funds the same day

How much would you like to borrow?

How Can Asset Finance Help Your Business?

Preserve capital by avoiding huge upfront costs
Manage cash flow effectively with flexible payment schedules
Enjoy potential tax benefits, reducing overall liability
Stay competitive with access to the latest technology
Tailored financing options to fit specific business needs
Increase productivity and profitability with high-quality equipment

Why Choose Business Finance House As Your Business Loan Partner

Speak to an expert

No telesales or call centres, ever, just good, honest & impartial advice!

Source From Over 80 Lenders

We’ll do the hard work for you, you run your business!

Hassle & Jargon Free

Business finance doesn’t have to be tedious and boring!

Client Success Stories
Helping UK Businesses Grow

£28,000 Hire Purchase Agreement Arranged to Fund a New Company Van

Enabled the customer to grow their fleet of vehicles with affordable monthly payments. A transport company that had been turned down by the banks for funding needed to add to their vehicle fleet. We were able to call on our extensive panel of lenders and provide an acceptance within just 48 hours. View Client Success Stories

£77,000 Low Deposit Hire Purchase Agreement Arranged to Fund New Solar Panel Install

Made furthering their green credentials affordable and avoided disrupting cash flow. An engineering firm needed fast, low-deposit funding to install solar panels. We swiftly delivered an affordable £77,000 Hire Purchase Loan facility that was paid out in 2 days allowing the business to increase their green credentials and minimise disruption to productivity. View Client Success Stories

£50,000 Asset Finance Loan Arranged With a Low Deposit for a Scaffolding Company

The customer enjoyed the benefit of purchasing a new company vehicle which made the business more efficient without having to use company funds in a lump sum. A sole trader scaffolder contacted us as they wanted to buy a company vehicle. We were able to arrange a fast turnaround loan with affordable monthly payments. View Client Success Stories

Meet The Team
Qualified, Experienced And Ready To Help
Don't let finances stand in the way of
making your business a success

Contact us now and turn hurdles into stepping stones. Speak to an expert who is on hand to help.

Your Questions ABOUT ASSET FINANCE Answered
What equipment can be financed with asset finance ?

Whether you need a shiny new delivery van, the latest tech gadgets, state-of-the-art medical equipment, or heavy-duty machinery that makes your competitors jealous – we can help make it happen. If you’ve spotted something that’ll take your business to the next level, just give us a shout.

Whether you need a little boost or a major upgrade, we’ve got the perfect financial fit! Starting from just £5,000, there’s no ceiling on how big you can dream. Want a single laptop to kick things off? No problem! Planning to kit out an entire factory? We can handle that too! Your ambitions are the only limit here – so go ahead, think as big as you like. We’re ready to help your business grow, no matter the size of your shopping list!

Once you get the green light, we’ll zip those funds over to you within just 1-2 days. No lengthy waits, no twiddling thumbs, and definitely no missing out on business opportunities.

Depending on the financing arrangement, your business will own the equipment at the end of the term with a Hire Purchase (HP) agreement, whereas leases typically involve returning the equipment or purchasing it at an agreed-upon price.

Yes, we provide financing options for both new and used equipment, allowing you to choose the best option based on your budget and operational needs.

Repayment terms for equipment loans are typically structured based on the useful life of the equipment, ranging from 1 to 8 years. This allows businesses to spread the cost of the equipment over its productive lifespan.

A Hire Purchase (HP) agreement allows you to purchase the equipment outright at the end of the term, whereas a lease agreement typically involves renting the equipment for a fixed period with the option to either return the equipment, renew the lease, or purchase the equipment at the end of the term. Additionally, a lease allows you to spread the VAT on the purchase over the term, whereas with an HP, the VAT is typically paid upfront.

Yes, we can facilitate equipment financing for purchases from overseas suppliers, provided that the equipment meets our eligibility criteria and all necessary documentation is in order.

Yes, we offer flexibility for businesses to upgrade or add equipment to an existing loan. Some of our funders even offer credit lines to allow for this, subject to credit approval and the terms of the original loan agreement.

We understand that equipment may face wear and tear or become obsolete over time. Our team works with businesses to assess their options, which may include refinancing, equipment replacement, or other solutions tailored to their needs.

Yes, we provide financing solutions for specialised or custom-built equipment tailored to meet the unique needs of your business. We will work with you to structure a loan that aligns with your equipment requirements.

Yes, we can work with suppliers who require stage payments for equipment purchases. Our financing solutions can be tailored to accommodate stage payment arrangements, ensuring smooth and timely acquisition of the equipment you need.

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