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Short-Term
Business Loans in the UK

Access up to £500,000 with decisions in under 24 hours. Ideal for managing cash flow, seizing time-sensitive opportunities, or covering urgent business expenses.

Short Term Business Loans UK
  • FCA Regulated
  • 1000+ Customers
  • over £1 billion of funding arranged
  • Rated Excellent on Trust Pilot
Short Term Loans

Secure Short-Term Business Funding with Speed and Ease

When your business needs quick, reliable funding, a short-term business loan can help you stay ahead. Whether it’s covering a temporary cash flow gap, stocking up ahead of a busy season, or handling an unexpected cost, we make it simple to secure the funds you need, fast.

With Business Finance House, you get speed, simplicity, and control. No endless paperwork, no unnecessary delays. Our process is designed to be hassle-free, offering same-day decisions, transparent terms, and funds typically arriving in your account within 24 hours.

Types of Short-Term Business Loans We Provide

Depending on your needs, we provide several short-term financing options to UK businesses.

Working Capital Loans

Cover everyday expenses, bridge cash flow gaps, and manage inventory or unexpected costs without disrupting operations.

Cash Flow Loans

Quick funds based on expected revenue. Ideal for seasonality, asset acquisition, or investments and no collateral needed.

Merchant Cash Advance

Get a lump sum in exchange for a percentage of future card sales, with flexible repayments tied to daily sales.

Small Business Loans

Designed for small businesses, these loans offer flexible financing for growth, equipment, or working capital, with easy repayment terms.

Short Term Loans

Get The Funding You Need in 3 Easy Steps

1. Enquire online in 60 seconds

Provide a few basic details about your loan requirements

2. Same day decision

No waiting around for decisions, we’ll get you a decision today

3. Get your funds fast

Once approved you will receive your funds the same day

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How much would you like to borrow?

Why Choose Business Finance House As Your Short Term Business Loan Partner

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Fast Decisions, Same-Day Funding

Apply online in just 60 seconds. We’ll review your application quickly and, once approved, you could receive your funds the very same day.

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Flexible Business Loan Options

We offer a wide range of flexible financing solutions, from small business funding to government-backed business loans.

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Competitive Interest Rates

We work with over 80 lenders to find you the best deals, offering competitive rates that support your financial goals.

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Hassle-Free Application

Forget confusing jargon. Our friendly experts provide honest, simple advice. No call centres, just real support tailored to your business.

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Transparent Terms

No early repayment fees. No hidden charges. Just clear, fair agreements that let you focus on growing your business.

Client Success Stories
Helping UK Businesses Grow
£77,000 Low Deposit Hire Purchase Agreement Arranged to Fund New Solar Panel Install

An engineering firm needed fast, low-deposit funding to install solar panels. We swiftly delivered an affordable £77,000 Hire Purchase Loan facility that was paid out in 2 days allowing the business to increase their green credentials and minimise disruption to productivity. View Client Success Stories

Same day £200,000 VAT Loan Arranged for a National Telecommunications Company

A national telecommunications company approached Business Finance House as they needed quick funding for a £200,000 VAT bill. We were able to arrange a same-day loan for the full amount that was repayable over 3 months.  View Client Success Stories

£240,000 Business Loan For Indemnity Insurance Arranged In Just A Few Days

A surveying firm needed rapid funding for their £500k Professional Indemnity Insurance renewal. We swiftly delivered a £240k unsecured business loan, processed and paid within four days, enabling seamless policy continuation without financial strain. View Client Success Stories

Meet The Team
Qualified, Experienced And Ready To Help
Don't let finances stand in the way of
making your business a success

Contact us now and turn hurdles into stepping stones. Speak to an expert who is on hand to help.

Common Questions About Short Term Business Loans

What is a short term business loan?

It’s a quick funding solution that’s typically repaid within 3 to 18 months. Ideal for managing cash flow, covering urgent expenses, or seizing short-term opportunities.

Just fill out our short online form or speak to one of our advisors. We’ll take care of the rest.

Very fast. Most of our loans are approved in under 24 hours, with funds often landing in your account the same day.

Repayment terms usually range from 3 to 18 months, depending on what works best for your business.

If the repayment period is under 24 months and designed for quick cash flow support, it’s a short term loan. These loans are designed for speed and flexibility, not long commitments.

To apply for a short-term business loan, you will need to provide financial statements, bank statements, and details about the intended use of the loan funds.

Once approved, you could receive the funds on the same day. In some cases, it may take up to one working day.

Rates vary based on your credit, loan amount, and repayment term. We’ll always aim to get you the best possible deal and be clear on all costs upfront.

Yes, we offer options to renew or extend short-term business loans, subject to approval, providing businesses with flexibility in managing their financial commitments.

Deciding whether a short-term business loan is suitable for your company depends on various factors, including your immediate financial needs, repayment ability, and overall business goals. Our team of experts can provide personalised guidance and assistance to help you make an informed decision.

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