Apply Today for Quick
Short-Term Business Loan
in the UK!

If you’re looking for a fast injection of capital to your business, either to pay an unexpected bill or take advantage of a new opportunity, then a short-term business loan might be the answer.

These are fast, flexible and affordable financing options that give you the capital you need when you need it. Easier and quicker to arrange than other forms of business finance, short-term business loans are designed to help your business with its short-term capital requirements.

At Business Finance House, we connect businesses with the UK’s leading business lenders, helping them take control of their finances and future.

short term business loan deal

Types of Short-Term Business Loans

Equipment Finance

If you’re looking to purchase essential equipment for your business, then a short-term business loan can help you spread the cost. A short-term business loan not only allows you to spread the cost, but it can also prove to be a tax-efficient strategy.

Vehicle Finance

Short-term business loans are one of the options available for any business looking to finance the purchase of commercial vehicles. Unlike leasing agreements, a short-term business loan allows you to take immediate ownership of the vehicle and remove mileage limits.

Tax & VAT Finance

Short-term business loans can be used to spread the cost of tax and VAT bills. It removes the risk of HMRC late payment penalties while taking the pressure off cash reserves. This allows you to use existing capital to invest in other areas of the business.

Why Choose Us for Short-Term Business Loans

Flexible Financing Options

Access a variety of business loan options crafted to suit your specific needs. Whether it's expanding operations, purchasing inventory, or managing cash flow, our flexible financing options offer the capital required to propel your business forward.

Competitive Interest Rates

Benefit from competitive interest rates that are designed to support your financial goals. We strive to provide cost-effective solutions that empower your business without compromising your bottom line.

Quick Approval Process

Time is the most important thing in the business world. Our streamlined application and quick approval process ensure you get the funds you need quickly, allowing you to secure opportunities without delays.

Customer Support logo

Dedicated Support

Our team of financial experts is here to guide you at every step. Receive personalised assistance and advice tailored to your business's unique requirements, making sure that you make informed financial decisions.

Transparent Terms

We believe in transparency. Our loan terms are clear, concise, and devoid of hidden charges, allowing you to focus on what truly matters - growing your business.

FCA Regulated

All financial transactions are conducted with integrity, transparency, and compliance.

Application Process

01

Check Eligibility

02

Simple Online Application

03

Rapid Approval

04

Funds Released

Industries We Serve

With over 4.5 million limited companies operating in the UK, we understand that no two businesses are the same. 

Frequently Asked Questions

A short-term business loan is a type of financing designed to provide businesses with quick access to capital to address immediate needs or opportunities. These loans typically have a shorter repayment term compared to traditional term loans.
Repayment periods for short-term business loans typically range from 3 months to 18 months, offering businesses flexibility in managing their cash flow and meeting short-term financial obligations.
Eligibility for a short-term business loan is assessed based on factors such as the financial health of the business, credit history, and ability to repay the loan. Our team will work with you to determine your eligibility and provide guidance throughout the application process.
To apply for a short-term business loan, you will need to provide financial statements, bank statements, and details about the intended use of the loan funds.
Upon approval, funds can be disbursed swiftly, often within 24 to 48 hours, allowing businesses to access the capital they need promptly and take advantage of time-sensitive opportunities.
Interest rates for short-term business loans may vary depending on factors such as creditworthiness, loan amount, and repayment term. Our team works closely with businesses to offer competitive rates tailored to their specific needs.
Yes, we understand that business needs may change over time. We offer options to renew or extend short-term business loans, subject to approval, providing businesses with flexibility in managing their financial commitments.
Deciding whether a short-term business loan is suitable for your company depends on various factors, including your immediate financial needs, repayment ability, and overall business goals. Our team of experts can provide personalised guidance and assistance to help you make an informed decision.

Contact Us

In an ever-changing world, let Business Finance House be your constant. Our team of experts are on hand to provide your business with the most appropriate funding. Quickly, efficiently, effectively.