Skip to content
Lease Purchase agreements usually require a small deposit, often around 10% of the asset’s value, making it easier to get started without tying up cash.
Lease Purchase terms can be customised to suit your cash flow, including the option for lower monthly payments with a final balloon payment.
Since you’re working toward ownership, you may be able to claim capital allowances, potentially lowering your overall tax bill.
Provide a few basic details about your loan requirements
No waiting around for decisions, we’ll get you a decision today
Once approved you will receive your funds the same day
Get the equipment you need without a big capital outlay. Your business can preserve working capital while still investing in long-term growth.
Know exactly what you're paying every month. Lease Purchase offers consistency, helping with cash flow planning and financial forecasting.
Unlike other forms of leasing, this agreement ends with you taking full ownership—no uncertainty, no renewals, no returns.
Since you’re working toward ownership, the asset appears on your balance sheet—building long-term value for your business and helping establish equity.
Lease Purchase is perfect for assets that retain value over time, such as vehicles, heavy machinery, or specialist tools.
No telesales or call centres, ever, just good, honest & impartial advice!
We’ll do the hard work for you, you run your business!
Business finance doesn’t have to be tedious and boring!
Took the pressure off the company's quarterly cash flow and allowed them to continue delivering new and existing contracts. A national telecommunications company approached Business Finance House as they needed quick funding for a £200,000 VAT bill. We were able to arrange a same-day loan for the full amount that was repayable over 3 months. View Client Success Stories
Boosted cash flow and maintained operations A national materials wholesaler needed flexible working capital to manage short-term VAT obligations. With minimal security requirements, our lender provided a £250k 3-month facility, enabling the business to preserve cash flow and strategically manage HMRC payments without disrupting operations. View Client Success Stories
Maintained Cash Flow & Paid HMRC on Time A southern-based law practice had a hefty VAT bill that would have been a struggle to pay in one lump sum. They approached us requiring a 3-month VAT loan that would get the bill paid on time and not disrupt their cash flow. We were able to source a loan for the full amount within days and the lender did not require personal guarantees. View Client Success Stories
Call Matt on 01244 506335
Call Dennis on 01244 506335
Call Gabriel on 01244 506335
Call Jake on 01244 506335
Call Chris on 01244 506335
Call Anna on 01244 506335
Call Daniel on 01244 506335
Contact us now and turn hurdles into stepping stones. Speak to an expert who is on hand to help.
While the full monthly payments aren’t usually tax-deductible like in a finance lease, you can typically claim capital allowances on the asset and interest on the finance. This makes lease purchase a tax-efficient option for many businesses.