Managing a large VAT payment is easier with our tailored VAT finance solutions. Free up cash flow and stay focused on running your business.
Meeting HMRC’s VAT deadlines doesn’t need to strain your cash flow. Our VAT loans give you quick access to funding, helping you spread the cost of your VAT payment over manageable installments.
At Business Finance House, we work closely with business owners across the UK to provide straightforward VAT finance options, so you can maintain control of your finances while meeting your obligations on time.
Spread the cost of your quarterly VAT bills with flexible repayment terms that support your cash flow cycle.
Short-term finance to cover your VAT liability while you wait for client payments or revenue to land. Ideal for businesses with delayed cash inflows.
Break down your VAT payment into manageable monthly instalments, giving you more breathing room without falling behind on HMRC deadlines.
Need to pay your VAT urgently? Our emergency VAT loan solutions provide fast access to funding, helping you avoid late fees or penalties.
Provide a few basic details about your loan requirements
No waiting around for decisions, we’ll get you a decision today
Once approved you will receive your funds the same day
Choosing a VAT loan can help your business stay in control of its cash flow without disrupting operations. Here are five key benefits:
Spread the cost of your VAT payment over time, giving your business the flexibility to manage day-to-day expenses more effectively.
Accessing fast VAT funding ensures you meet deadlines and avoid HMRC penalties or interest charges.
Our VAT finance solutions are designed to be fast and hassle-free, so you can get funds in time to meet upcoming liabilities.
A business VAT loan helps preserve your working capital for other important areas like growth, stock, or payroll.
Tailored repayment plans allow you to align your VAT loan with your revenue cycle, keeping things predictable and stress-free.
Apply online in just 60 seconds. We’ll review your application quickly and, once approved, you could receive your funds the very same day.
We offer a wide range of flexible financing solutions, from small business funding to government-backed business loans.
We work with over 80 lenders to find you the best deals, offering competitive rates that support your financial goals.
Forget confusing jargon. Our friendly experts provide honest, simple advice. No call centres, just real support tailored to your business.
No early repayment fees. No hidden charges. Just clear, fair agreements that let you focus on growing your business.
Took the pressure off the company's quarterly cash flow and allowed them to continue delivering new and existing contracts. A national telecommunications company approached Business Finance House as they needed quick funding for a £200,000 VAT bill. We were able to arrange a same-day loan for the full amount that was repayable over 3 months. View Client Success Stories
Boosted cash flow and maintained operations A national materials wholesaler needed flexible working capital to manage short-term VAT obligations. With minimal security requirements, our lender provided a £250k 3-month facility, enabling the business to preserve cash flow and strategically manage HMRC payments without disrupting operations. View Client Success Stories
Maintained Cash Flow & Paid HMRC on Time A southern-based law practice had a hefty VAT bill that would have been a struggle to pay in one lump sum. They approached us requiring a 3-month VAT loan that would get the bill paid on time and not disrupt their cash flow. We were able to source a loan for the full amount within days and the lender did not require personal guarantees. View Client Success Stories
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Contact us now and turn hurdles into stepping stones. Speak to an expert who is on hand to help.
A VAT loan is short-term finance designed to help you pay your VAT bill on time. Instead of using working capital, you spread the cost into manageable monthly repayments.
If your VAT bill is due and paying it in full would impact your cash flow, a VAT loan can help you stay on track without draining your reserves.
Once we have the required info, approvals often happen within 24 hours.
Yes, if you’d like. We can pay HMRC on your behalf or transfer the funds directly to your business account, whichever works best for you.
Repayments are usually spread over 3 to 12 months, depending on what suits your business.
Yes. We work with both limited companies and sole traders, as long as your business is UK-based and you have been trading for at least 12 months.
Yes, even if you’re behind, we may still be able to help. The sooner you speak to us, the more options we can offer.
The minimum is £5000, there is no maximum limit.
No. A VAT loan is finance arranged through a lender. An HMRC payment plan is an agreement made directly with HMRC. A VAT loan gives you more flexibility and doesn’t impact your HMRC account directly.
Not always. We offer both secured and unsecured VAT finance options. It depends on your business profile and how much you want to borrow.
While VAT loans are specifically designed for VAT obligations, we also offer other financing solutions, including payroll funding, to assist businesses in managing their PAYE taxes.
While VAT loans are tailored for VAT obligations, we offer a range of financing options to accommodate various tax liabilities, including self-assessment tax payments.
VAT loans are primarily intended for VAT obligations. However, we offer customised financing solutions to assist businesses in managing their Corporation Tax payments and other tax liabilities.
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Business Finance House Ltd is an independent Asset finance broker not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice.
Business Finance House Ltd will receive payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them. Business Finance House Ltd is an appointed representative of AFS Compliance Ltd which is authorised and regulated by the Financial Conduct Authority under number 625035.
Business Finance House Ltd aims to provide our customers with the highest standards of service. If our service fails to meet your requirements and you would like to report a complaint; please click here.
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