Want to spread your HMRC VAT bill over 3 affordable monthly payments? No problem!
Tired of HMRC breathing down your neck? We’ve got your back! Our VAT loans break those hefty payments into 3 manageable chunks, easing the strain on your wallet. Enjoy lower interest rates and hassle-free monthly instalments, and breeze through tax season without breaking a sweat. Relax, we’ve got the tedious stuff covered!
A more traditional approach, VAT term loans provide a lump sum amount to cover VAT obligations. This type of loan is particularly useful for businesses with predictable VAT liabilities, allowing them to plan their finances with fixed monthly payments over an agreed term.
Structured to allow businesses to pay VAT obligations in installments. VAT installment loans offer a structured repayment plan, making it easier for businesses to manage their cash flow while meeting their tax responsibilities.
Ideal for businesses facing short-term cash flow gaps during VAT payment periods. Bridging loans provide a temporary financial boost, making sure that businesses can meet their VAT obligations promptly without disrupting regular operations
For businesses with outstanding invoices, VAT invoice finance allows them to use these unpaid invoices to access immediate funds. This type of loan guarantees that businesses have the liquidity needed to cover VAT payments while waiting for client payments.
Provide a few basic details about your loan requirements
No waiting around for decisions, we’ll get you a decision today
Once approved you will receive your funds the same day
VAT Loans provide businesses with the necessary liquidity to meet their VAT obligations without depleting working capital. By spreading VAT payments over time, businesses can maintain consistent cash flow, ensuring operational stability.
Late or incomplete VAT payments can result in penalties and interest charges imposed by tax authorities. VAT Loans help businesses avoid these penalties by ensuring timely and complete payment of VAT obligations, minimising financial penalties and preserving business reputation.
Preserving working capital is crucial for business growth and operational resilience. VAT finance allows businesses to allocate working capital for essential business activities such as expansion, inventory management, or investment in growth initiatives, rather than tying it up in VAT payments.
Maintaining financial stability is essential for long-term business success. VAT loans contribute to financial stability by providing a predictable repayment structure, allowing businesses to manage VAT payments effectively while focusing on growth and profitability.
Timely repayment of VAT finance contributes positively to a business's credit profile. By demonstrating responsible financial management and adherence to tax obligations, businesses can enhance their creditworthiness, potentially leading to better financing terms and opportunities in the future.
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Took the pressure off the company's quarterly cash flow and allowed them to continue delivering new and existing contracts. A national telecommunications company approached Business Finance House as they needed quick funding for a £200,000 VAT bill. We were able to arrange a same-day loan for the full amount that was repayable over 3 months. View Client Success Stories
Boosted cash flow and maintained operations A national materials wholesaler needed flexible working capital to manage short-term VAT obligations. With minimal security requirements, our lender provided a £250k 3-month facility, enabling the business to preserve cash flow and strategically manage HMRC payments without disrupting operations. View Client Success Stories
Maintained Cash Flow & Paid HMRC on Time A southern-based law practice had a hefty VAT bill that would have been a struggle to pay in one lump sum. They approached us requiring a 3-month VAT loan that would get the bill paid on time and not disrupt their cash flow. We were able to source a loan for the full amount within days and the lender did not require personal guarantees. View Client Success Stories
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Need to pay your tax bill but short on cash? A VAT loan lets you borrow money to pay your VAT tax on time. It’s basically like getting a cash advance to cover your tax payment.
Any business whose revenue goes up and down throughout the year and needs extra help paying a VAT bill when money is tight.
The minimum is £5000, there is no maximum limit.
The repayment term for our VAT loans is flexible and can be customised to align with your business’s cash flow and VAT payment schedule. Typically, repayment terms range from 3 to 12 months, ensuring manageable repayment schedules for businesses.
Upon approval, funds can be made available within 24 to 48 hours, ensuring businesses have timely access to the funds needed to meet their VAT obligations.
The required documents may include recent VAT returns, bank statements, and relevant accounting information. Our team will guide you through the application process and advise on the specific documentation needed.
Yes, you can use the funds from a VAT loan to pay HM Revenue & Customs (HMRC) directly, ensuring timely settlement of your VAT obligations.
While VAT loans are specifically designed for VAT obligations, we also offer other financing solutions, including payroll funding, to assist businesses in managing their PAYE taxes.
While VAT loans are tailored for VAT obligations, we offer a range of financing options to accommodate various tax liabilities, including self-assessment tax payments.
VAT loans are primarily intended for VAT obligations. However, we offer customised financing solutions to assist businesses in managing their Corporation Tax payments and other tax liabilities.
Business Finance House Ltd is an independent Asset finance broker not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice.
Business Finance House Ltd will receive payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them. Business Finance House Ltd is an appointed representative of AFS Compliance Ltd which is authorised and regulated by the Financial Conduct Authority under number 625035.
Business Finance House Ltd aims to provide our customers with the highest standards of service. If our service fails to meet your requirements and you would like to report a complaint; please click here.
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