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Short-Term
Business Loans
Made Simple

Quick chat, fast check, same-day decision. Your journey from question to approval in hours, not days
  • FCA Regulated
  • 1000+ Customers
  • over £1 billion of funding arranged
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Apply Today For Quick Short-Term Business Loan In The UK!

If you’re looking for a fast injection of capital to your business, either to pay an unexpected bill or take advantage of a new opportunity, then a short-term business loan might be the answer.

These are fast, flexible and affordable financing options that give you the capital you need when you need it. Easier and quicker to arrange than other forms of business finance, short-term business loans are designed to help your business with its short-term capital requirements.

Types of Short-Term Business Loans We Provide

Depending on their needs, we provide several short-term financing options to UK businesses.

Working Capital Loans

Designed to cover a business's everyday operational expenses, Working Capital Loans provide the necessary funds to manage short-term financial needs. These loans are ideal for businesses looking to bridge cash flow gaps, purchase inventory, or handle unexpected expenses without disrupting ongoing operations.

Cash Flow Loans

Cash Flow Loans offer quick access to funds based on your business's projected revenue. Ideal for businesses anticipating incoming revenue, these loans help manage seasonality, acquire assets, or make timely investments without the need for collateral.

Merchant Cash Advance

A Merchant Cash Advance provides a lump sum payment to businesses in exchange for a percentage of future credit and debit card sales. This option is particularly beneficial for businesses with fluctuating revenue streams, offering flexibility in repayments aligned with daily sales.

Small Business Loans

Tailored for the unique needs of small enterprises, Small Business Loans offer flexible financing solutions to support various business activities, including expansion, equipment purchases, or working capital requirements. These loans are designed to help small businesses achieve their goals with manageable repayment terms.

Get The Funding You Need in 3 Easy Steps

1. Enquire online in 60 seconds

Provide a few basic details about your loan requirements

2. Same day decision

No waiting around for decisions, we’ll get you a decision today

3. Get your funds fast

Once approved you will receive your funds the same day

How much would you like to borrow?

Why Choose Business Finance House As Your Business Loan Partner

Speak to an expert

No telesales or call centres, ever, just good, honest & impartial advice!

Source From Over 80 Lenders

We’ll do the hard work for you, you run your business!

Hassle & Jargon Free

Business finance doesn’t have to be tedious and boring!

Client Success Stories
Helping UK Businesses Grow

£77,000 Low Deposit Hire Purchase Agreement Arranged to Fund New Solar Panel Install

An engineering firm needed fast, low-deposit funding to install solar panels. We swiftly delivered an affordable £77,000 Hire Purchase Loan facility that was paid out in 2 days allowing the business to increase their green credentials and minimise disruption to productivity. View Client Success Stories

Same day £200,000 VAT Loan Arranged for a National Telecommunications Company

A national telecommunications company approached Business Finance House as they needed quick funding for a £200,000 VAT bill. We were able to arrange a same-day loan for the full amount that was repayable over 3 months.  View Client Success Stories

£240,000 Business Loan For Indemnity Insurance Arranged In Just A Few Days

A surveying firm needed rapid funding for their £500k Professional Indemnity Insurance renewal. We swiftly delivered a £240k unsecured business loan, processed and paid within four days, enabling seamless policy continuation without financial strain. View Client Success Stories

Meet The Team
Qualified, Experienced And Ready To Help
Don't let finances stand in the way of
making your business a success

Contact us now and turn hurdles into stepping stones. Speak to an expert who is on hand to help.

Your Short-Term Business Loan Questions Answered
What qualifies as a short-term business loan?

A short-term business loan is a type of financing designed to provide businesses with quick access to capital to address immediate needs or opportunities. These loans typically have a shorter repayment term compared to traditional term loans.

Repayment periods for short-term business loans typically range from 3 months to 18 months, offering businesses flexibility in managing their cash flow and meeting short-term financial obligations.
Eligibility for a short-term business loan is assessed based on factors such as the financial health of the business, credit history, and ability to repay the loan. Our team will work with you to determine your eligibility and provide guidance throughout the application process.
To apply for a short-term business loan, you will need to provide financial statements, bank statements, and details about the intended use of the loan funds.

Upon approval, funds can be disbursed swiftly, often within 24 to 48 hours, allowing businesses to access the capital they need promptly and take advantage of time-sensitive opportunities.

Interest rates for short-term business loans may vary depending on factors such as creditworthiness, loan amount, and repayment term. Our team works closely with businesses to offer competitive rates tailored to their specific needs.
Yes, we understand that business needs may change over time. We offer options to renew or extend short-term business loans, subject to approval, providing businesses with flexibility in managing their financial commitments.

Deciding whether a short-term business loan is suitable for your company depends on various factors, including your immediate financial needs, repayment ability, and overall business goals. Our team of experts can provide personalised guidance and assistance to help you make an informed decision.

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